Cumby Homes under $500,000

Welcome to Cumby, Texas—a hidden gem nestled in the heart of Hopkins County. This charming small town, with its warm community spirit and rich history, offers a tranquil lifestyle that many dream of. Located just a short drive from larger urban centers, Cumby provides the perfect balance of peaceful living with convenient access to modern amenities.

Cumby is known for its friendly atmosphere, where neighbors become friends and local events bring the community together. With a population that values connection and support, you’ll find a welcoming environment that feels like home from the moment you arrive. The town boasts beautiful parks, scenic landscapes, and a variety of recreational activities, making it an ideal place for families and outdoor enthusiasts alike.

For those looking to invest in property, Cumby offers an array of homes under $500,000, making it an attractive option for first-time buyers and seasoned investors alike. Whether you’re searching for a cozy cottage or a spacious family home, you’ll discover a diverse selection of properties that fit your needs and budget. The real estate market here provides excellent value, allowing you to secure your dream home without breaking the bank.

Experience the charm of small-town living in Cumby, Texas, where affordable homes and a close-knit community await you. Explore our listings today and take the first step towards making Cumby your new home!

Newest Cumby Homes under $500,000

$229,000

2 Beds ⋅ 1 Baths ⋅ 21393957 MLS

Step back in time without giving up modern-day updates. Built in 1911 and extensively restored in 2021, this one-of-a-kind property sits on approximately 0.73 acres and is filled with character you simply can’t recreate. The main home offers approximately 1,050 sq. ft., with original inspired details including hardwood flooring, antique-style lighting, shiplap ceilings with matching crown molding, custom windows and a Douglas Fir bungalow-style front door. A three-sided wraparound porch and additional deck space create an inviting extension of the home. The restoration went far beyond cosmetics, with updated electrical and plumbing, a 3-ton HVAC system, commercial-grade metal roofing, added insulation, structural repairs, including joists and ceiling rafters, Hardie Plank siding, and replacement windows. The home also features two manually operated gas heaters for an additional heat source during power outages. And the main house is only part of what makes this property special. ***A separate approximately 220 sq. ft. one-bedroom, one-bath GUEST COTTAGE provides additional flexible space and was designed with accessibility in mind. The HISTORIC blacksmith shop and its adjoining wings were also restored, including a plant shed with electricity 50 amp, running water, sink and skylights. A large metal carport, horseshoe drive, flagstone pathways and established landscaping with sprinklers to complete the property.*** Historic charm, substantial restoration and multiple usable structures all on one unique East Texas property.

207 Commerce St, Cumby

$475,000

3 Beds ⋅ 2 Baths ⋅ 21378926 MLS

Custom without the construction chaos. This newly completed 3-bedroom, 2-bath custom home sits on 2.3 acres in Cumby, Texas, delivering the space and craftsmanship buyers want, without the construction loan, change orders, or months of waiting. Inside, a vaulted open-concept living area with a sleek fireplace flows into a showpiece kitchen featuring quartz countertops, an oversized island, abundant cabinetry, and a 36-inch THOR electric range. Behind double barn doors, the oversized walk-in pantry offers walls of shelving and its own window for natural light. The split-bedroom floor plan gives the primary suite added privacy, but the real scene-stealer is the bold, glass-enclosed walk-through shower connecting the spa-inspired bathroom to a fully customized closet. A dedicated mudroom space, a separate laundry room, and a two-car garage add everyday functionality. Outside, covered front and back porches pair blue pine ceilings with stamped concrete, creating inviting spaces to enjoy the open Northeast Texas views. Spray-foam insulation and carefully selected finishes reflect the thought invested throughout this home. If you have been searching for a new-construction country home with acreage near Cumby, Commerce or Sulphur Springs, this one is finished, polished and ready! The only decision left is where to put the furniture.

1564 County Road 4732, Cumby

$285,000

5 Beds ⋅ 3 Baths ⋅ 21369776 MLS

Welcome home to this spacious 2026 Clayton manufactured home situated on 2 beautiful acres! Offering 5 bedrooms and 3 full bathrooms, this home provides plenty of room for family, guests, or a home office. The inviting covered front porch creates the perfect spot to enjoy your morning coffee or unwind in the evening. Inside, the open and functional layout offers a comfortable flow throughout the home. The spacious primary suite features a private ensuite bathroom with a separate soaking tub and walk-in shower, along with generous walk-in closets for ample storage. Four additional bedrooms provide flexibility for whatever your needs may be. The kitchen features all-electric appliances and plenty of space for preparing meals and gathering with family. A dedicated full-size laundry area adds convenience. Outside, the property offers 2 acres to enjoy, along with a separate enclosed 2-car garage providing excellent parking, storage, or workspace. With the space of a 5-bedroom home, the privacy of 2 acres, a covered front porch, and a detached enclosed garage, this property offers plenty of room to spread out and make it your own!

34 County Road 1126, Cumby

$235,000

3 Beds ⋅ 1 Baths ⋅ 21366369 MLS

Welcome to this beautifully updated 3-bedroom, 1-bath home, available for sale or lease in the heart of Cumby, TX. This inviting property features a functional, spacious floor plan with generously sized rooms throughout. You will appreciate the abundance of closet space and storage options. The exterior offers a wonderful, fully fenced backyard, perfect for outdoor activities or relaxation. Don't miss out on this fantastic opportunity to secure a charming home in a great location! This expansive primary suite offers the unique potential to be converted into two separate rooms. Additionally, the primary walk-in closet is plumbed and designed to be easily restored to its original configuration as a full four-piece bathroom.

411 Mill St, Cumby

$350,000

3 Beds ⋅ 3 Baths ⋅ 21362020 MLS

Country living with privacy near Cumby on a quiet country road! Well maintained 2 bed, 2 bath, main house that has HVAC system, wood burning stove, jetted tub, walk-in shower, walk-in closet, great kitchen, roomy laundry room, new roof, large covered front porch, patio, fenced backyard for you pets, large shade trees PLUS a guest quarters above the 2 car garage (1 bed, 1 bath) 2 car carport, 3 ponds, some woods, some open areas, vinyl siding exterior on both structures and 9.285 acres fenced and cross fenced with a 16x40 barn-stables with water.

1799 County Road 4128, Cumby

$499,999

1 Beds ⋅ 1 Baths ⋅ 21343790 MLS

Looking for a property with flexibility and income potential? This unique property offers endless possibilities for homeowners, entrepreneurs, and investors alike. Currently operating as a successful salon, the property also features a separately leased one-bedroom, one-bath apartment, creating immediate rental income while offering the option to live on-site or expand your investment. The existing salon space could continue as a business, be reimagined as additional living space, or be converted to fit a variety of residential needs, subject to buyer verification of intended use. Whether you're dreaming of a live, work lifestyle, multi-generational living, or creating additional residential units, this property offers the flexibility to make it your own. Conveniently located with easy access to Interstate 30, you'll enjoy the perfect balance of visibility, accessibility, and opportunity. If you've been searching for a property that offers more than just a place to live, this one deserves a closer look.

8505 Interstate Highway 30, Cumby

$167,900

2 Beds ⋅ 1 Baths ⋅ 21277136 MLS

TURNKEY COZY LIVING WITH ROOM TO GROW IN CUMBY! Skip the cookie-cutter subdivisions and escape to this beautifully refurbished, move-in-ready 2-bed, 1-bath home sitting on a gorgeous 0.37-acre wooded lot! Perfectly blended comfort meets incredible capability right off the I-30 corridor—making your daily commute a breeze. HIGHLIGHTS YOU’LL LOVE: Completely Refurbished & Turnkey: Move right in without lifting a finger! Features a recently installed metal roof. Home has central HVAC system. Cozy & Efficient: Gather around the fully functioning wood-burning fireplace, capable of warming the entire home! Outdoor Oasis: Sip your morning coffee on the covered front porch or host weekend BBQs on the attached back deck overlooking your massive, shaded, fully fenced backyard. The Ultimate Bonus Space: A detached 2-car garage that is fully wired with an interior OSB finish. Perfect for a workshop, home gym, man cave, or a future income-producing rental conversion! Modern Utilities: Equipped with city water, city sewer, your choice of electric provider, and high-speed local fiber optic internet. COMMUTER'S DREAM LOCATION:15 Mins to Texas A&M-Commerce, Greenville, & Sulphur Springs 40 Mins to Rockwall 1 Hour to Downtown Dallas Located within the highly-rated Cumby ISD

509 S Mill St, Cumby

$415,000

4 Beds ⋅ 4 Baths ⋅ 21338895 MLS

Nestled on 2.82 scenic acres, this charming property is surrounded by beautiful crepe myrtle trees, creating a colorful and inviting setting throughout the seasons. Enjoy the mornings and evenings from the front and rear covered porches, both offering great views of the neighboring tree farm and nursery, adding to the private country feel. Inside, the home features spacious rooms designed for comfortable living along with abundant cabinets and storage throughout. The kitchen is well-equipped with a gas range, center island, and large pantry, making it ideal for cooking, entertaining, and everyday convenience. This home also includes solar panels that are fully paid for, meaning no lease payments—allowing the new owner to enjoy the benefit of reduced electrical costs and long-term energy savings. Additional highlights include an oversized garage with extra attic storage, providing plenty of room for vehicles, tools, and seasonal items. A standout feature of the property is the approximately 1,350 square foot shop-barn, complete with 220-volt electrical service, making it perfect for hobbies, equipment storage, a workshop, or small business use. With beautiful acreage, mature landscaping, functional outbuildings, and scenic views, this property offers a wonderful blend of space, comfort, and practicality.

8099 W Interstate Highway 30, Cumby

$274,497

3 Beds ⋅ 2 Baths ⋅ 21304816 MLS

Country home with acreage, dedicated tiny home or RV hookups, private well, bonus room, and shop potential! Welcome to 625 County Road 4735 in Cumby, Texas. Situated on 1.78 acres, this 2,049-square-foot home offers the privacy, flexibility, and outdoor space you are searching for! The open-concept floor plan features vaulted ceilings, wood accents, a spacious kitchen with ample counter space and bar seating, and a wood-burning fireplace that creates a warm and inviting gathering space. An unfinished upstairs bonus room provides additional space for a home office, game room, media room, gym, guest suite, craft room, or storage. Outside, enjoy peaceful country living with a covered porch, outdoor deck, private well, and plenty of room for a shop, workshop, barn, garden, chickens, pets, recreational vehicles, equipment, or future expansion. The property also features dedicated electrical and septic hookups for an RV or small home, creating opportunities for guests, multi-generational living, rental income potential, or extended stays. Ideal for buyers seeking a homestead, country retreat, rural property, home with land, or a place to enjoy a quieter lifestyle. Whether you need room for outdoor hobbies, gardening projects, additional vehicles, livestock, or simply want more privacy, this property offers the freedom to make it your own. Conveniently located near Interstate 30 with easy access to Sulphur Springs, Greenville, Commerce, and surrounding Northeast Texas communities. If you're looking for a home with acreage, RV accommodations, a private well, bonus space, shop potential, country views, and room to grow, this property deserves a place at the top of your list.

625 County Road 4735, Cumby

$439,900

5 Beds ⋅ 3 Baths ⋅ 21288276 MLS

Looking for a spacious place to call home? Well look no further! This beautiful 5 bedroom house has plenty of space to grow into.. tastefully placed on 5 acres of land, there is so much to see and love about this property- whether it be the open concept of the interior or the nature of the exterior. Call me for more information on this gem today. Home qualifies for AG exemption and has a newly installed welded utility fence all around!

420 County Road 1130, Cumby

$104,999

1 Beds ⋅ 1 Baths ⋅ 21251752 MLS

Come check out this cozy little 1 bed 1 bath in town and close to EVERYTHING Cumby has to offer. This home sits on .350 acres and has a storage in the back yard.

202 W Tarrant St, Cumby

$299,000

3 Beds ⋅ 2 Baths ⋅ 21194685 MLS

Looking for a well-maintained 3-2-4 brick home on 1.9 acres with SOLAR PANELS which means very low electric bills. Home sports an attached 2 car garage and a 24x35 attached carport, 14x24 storage building with roll up and walk thru door, wood burning fireplace (insert), granite countertops, walk in shower, metal roof, and much more. Located between Sulphur Springs and Greenville, south of Cumby. GREAT PRICE $299,000! IF BUYER REQUIRES A SURVEY, IT WILL BE AT THE COST OF THE BUYER.

4396 S Farm Road 275 S, Cumby

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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